short-term treasury bill token (STBT)

Earn up to 5% APR.
Get the stability of U.S. Treasury Bills with the flexibility of tokens.


Dual Investment

Earn up to 125% APR.
Earn high yield in an easy and sustainable way no matter which way the market goes.


Fixed Earn

Earn up to 8% APR.
Lock in your stablecoins or high-cap coins to get a steady stream of income.

How Do I Get Started?

Sign Up & KYC

Sign Up and complete the identity verification (KYC) onboarding process.

Select Earn Product

Select the Earn Product you want to invest in, and submit the subscription form.

Confirm Subscription

Once subscription form is submitted, our Sales team will provide the required Term Sheet to confirm your product subscription.


Frequently Asked Questions

What is the Short-Term Treasury Bill Token (STBT)?
What is the underlying asset and where does the yield come from?
How is it minted? 
How does it accrue interest?
What is Dual Investment (DI)?
Is Dual Investment (DI) for me?
How do "Buying Low" works?
How do "Selling High" works?
Are Strike Price, Maturity Date, and APR fixed?
How are my returns calculated?
When will I receive my returns?
How can the APR be so high?
What is Fixed Earn?
How does the Fixed Earn product work?
What happens if I want to withdraw my deposit before the maturity date?
How is the interest rate for the Fixed Earn product determined?
What happens if the digital asset’s prices fluctuate while my deposit is in the Fixed Earn product?
Is my deposit in the Fixed Earn product safe?